indebtonpurpose icon
  • Home
  • About
Get Free Access
indebtonpurpose icon
  • Home
  • About
Get Free Access

Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free) indebtonpurpose cover image
Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

CMHC's Homebuilding Forecast Misses the Developer's Real Problem post image
By Christina Pentlichuk
Jul 23, 2026

CMHC's Homebuilding Forecast Misses the Developer's Real Problem

CRA Wins Administration Battle on Capital Gains Tax, But Constitutional Question Remains Untested post image
By Christina Pentlichuk
Jul 22, 2026

CRA Wins Administration Battle on Capital Gains Tax, But Constitutional Question Remains Untested

June 2026 affordability data confirms structural problem, not seasonal dip post image
By Christina Pentlichuk
Jul 22, 2026

June 2026 affordability data confirms structural problem, not seasonal dip

CFP and QAFP pass rates hit 71% and 74%: What high first-time success means for certification demand post image
By Christina Pentlichuk
Jul 22, 2026

CFP and QAFP pass rates hit 71% and 74%: What high first-time success means for certification demand

U.S. or Canadian ETF: When the Currency Conversion Actually Pays Off post image
By Christina Pentlichuk
Jul 22, 2026

U.S. or Canadian ETF: When the Currency Conversion Actually Pays Off

How bulk investors are reshaping Toronto's condo market, and what it means for your next purchase post image
By Christina Pentlichuk
Jul 21, 2026

How bulk investors are reshaping Toronto's condo market, and what it means for your next purchase

The Smart Device Playbook: Which Tech Actually Cuts Your Insurance Premium (and by How Much) post image
By Christina Pentlichuk
Jul 21, 2026

The Smart Device Playbook: Which Tech Actually Cuts Your Insurance Premium (and by How Much)

Trump's 50% Tariff on Canada Isn't a Negotiating Tactic, It's Economic Warfare post image
By Christina Pentlichuk
Jul 21, 2026

Trump's 50% Tariff on Canada Isn't a Negotiating Tactic, It's Economic Warfare

How to Layer Ontario's HST Rebate With Your FHSA to Cut $30,000+ From a New Build post image
By Christina Pentlichuk
Jul 19, 2026

How to Layer Ontario's HST Rebate With Your FHSA to Cut $30,000+ From a New Build

A Finished Toronto Condo Just Entered Receivership, and That Changes the Risk Calculus post image
By Christina Pentlichuk
Jul 18, 2026

A Finished Toronto Condo Just Entered Receivership, and That Changes the Risk Calculus

Six Cities Where Home Prices Are Moving Fastest, And What the Data Says About Timing Your Next Move post image
By Christina Pentlichuk
Jul 18, 2026

Six Cities Where Home Prices Are Moving Fastest, And What the Data Says About Timing Your Next Move

Athabasca Oil soared 34% this week, and analysts see another 20% upside ahead post image
By Christina Pentlichuk
Jul 18, 2026

Athabasca Oil soared 34% this week, and analysts see another 20% upside ahead

Load More
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

Featured Posts

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table post image
By Christina Pentlichuk
Jul 8, 2026

Why Homeowners With 25% Equity and Cash Are Leaving Deductions on the Table

Explore Categories

Site cover image
Subscribe to New Posts Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists. Subscribe (Free)
Subscribe to New Posts

Turn your mortgage into a wealth-building tool. Smith Manoeuvre strategies, tax-smart planning, and honest math from two Canadian mortgage strategists.

Subscribe (Free)
Site cover image
indebtonpurpose icon

The strategies most Canadians don't hear about from their bank.

  • Sign up
Copyright © 2026 indebtonpurpose.